Why Every College Student Should Have Renters Insurance

Sending a child back to college is a big job for any parent, but it will be worth it when your son or daughter walks across the stage on graduation day. While you’ve probably been stressing over buying supplies and helping your child decorate his or her off-campus apartment, you shouldn’t forget to add buying renters insurance to your list of things to do.

Deciding to skip out on buying renters insurance for your child can be a costly mistake. While you may not think it’s a big deal (right now) if your child is robbed or faces other unforeseen circumstances, you’ll eventually see first hand why having renters insurance is so important.

What Is Renters Insurance?

Renters insurance protects those who occupy rental properties regardless of if its a house or apartment. Typical plans will include personal property protection and guest medical protection, but you also have the option to customize your plan for additional coverage.

Personal property protection will reimburse you for any damages that happen to your child’s property or personal belongings in the event of a burglary, natural disaster, or vandalism. The guest medical coverage will kick in to help protect your child in the event that one of their guests hurts themselves while on their property.

Some parents may think that buying renters insurance will be expensive, but that is not the case when you choose to purchase your renters insurance from the Bachmann-Zeitlin Insurance Agency. We are well known for providing our customers with the highest quality renters insurance in Philadelphia and the surrounding areas.

Why Do College Students Need Renters Insurance?

You may not be convinced that your child needs renters insurance yet, but picture your child coming home from a long day of classes and studying to find that he or she has been robbed. If you didn’t buy renters insurance ahead of time, you’d have to foot the bill to replace all of the things that were stolen. When you purchase renters insurance from the Bachmann-Zeitlin Insurance Agency, you don’t have to worry about how you’re going to pay for the stolen items because it will reimburse you for what your child lost.

College is a time where young adults learn how to be independent and responsible, but that doesn’t mean they won’t make mistakes from time to time. Give yourself some piece of mind and plan ahead for the possibility that your child may need a little extra protection.

If you’re the parent of a college student in Philadelphia who needs renters insurance for off-campus housing, please contact the Bachmann-Zeitlin Insurance Agency at 267-288-5193.