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How Do I Know If I Need Flood Insurance?

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Many homeowners are surprised to learn that their homeowner’s insurance policy doesn’t include coverage for damage that occurs as the result of a flood. If you want coverage for flooding, you’ll need to purchase an independent flood insurance policy, complete with its own terms and deductible. But how can you tell if you need flood […]

What Does Renter’s Insurance Cover in PA?

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If you own a car, you know that you need car insurance to legally stay on the road. If you own a home, you know that you need homeowner’s insurance to get a mortgage. But what if you rent your home or apartment?

5 Common Closing Costs Pennsylvania Home Buyers Should Save For

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The process of  buying a new home can be one of the most exciting parts of your life. Unfortunately, it can also be one of the most expensive. When you close on your home loan, you will need to pay for more than just your down payment. Closing costs for Pennsylvanians usually have rates between […]

The 3 Most Common Comprehensive Insurance Claims

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Comprehensive coverage is an optional type of auto insurance available for Montgomery County, PA drivers that protects you in the event that your car is damaged during a non-collision related event. Unlike other types of car insurance, comprehensive coverage isn’t required for you to legally drive in Pennsylvania. But that doesn’t mean it isn’t worth […]

3 Reasons Why You Need Homeowners Insurance

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No one wants to pay more money to insurance companies than they have to. If you recently purchased your first home, you might have wondered why you need homeowner’s insurance in the first place. After all, unlike car insurance in Bucks County, you aren’t legally required to have insurance to own a home. Doesn’t that […]