3 Reasons Why You May Want to Consider Renters Insurance
If you’re renting an apartment, then you might want to look into renters insurance. In fact, some landlords actually require it and ask for proof before moving into the new place. Your landlord’s property insurance policy will cover any issues with the building, itself, but only renters insurance will cover other liabilities. At The Bachmann-Zeitlin Insurance Group, we’ve got three good reasons why you should consider enters insurance for your new rental apartment.
If you’re renting an apartment, then you might want to look into renters insurance. In fact, some landlords actually require it and ask for proof before moving into the new place. Your landlord’s property insurance policy will cover any issues with the building, itself, but only renters insurance will cover other liabilities. At The Bachmann-Zeitlin Insurance Agency, we’ve got three good reasons why you should consider enters insurance for your new rental apartment.
- Renters insurance is affordable.
The average renters insurance policy costs under $200 a year. The actual cost of your individual policy will depend on how much coverage you require and the kind of insurance that you select. At The Bachmann-Zeitlin Insurance Agency, we help explain the ins and out of renters insurance so that you can make an informed choice before buying. If you’re in the market for renters insurance in Philadelphia, we can help you find out what policy and customizations will work best for your individual needs.
- Renters insurance covers personal property losses.
A good renters insurance policy will protect you from losses to your personal property, such as clothing, jewelry, computers, luggage, and even electronics. You might not think that you have much of value, but the cost of your personal belongings can add up quickly, so it’s definitely worth it to have a solid renters insurance policy in place before moving in. You wouldn’t want to be financially responsible for replacing everything if you had to, and with renters insurance, you won’t need to worry about that.
- Renters insurance covers your belongings if you travel.
Another great reason for considering a renters insurance policy is because it protects your personal belongings even if you’re away from home. It doesn’t matter if your belongings are inside your home, inside your car, or with you on a vacation. Renters insurance covers losses due to theft and other covered losses, as well. If you’re thinking about renters insurance, or if you need to find other insurance, such as Philadelphia business insurance, then get in touch with The Bachmann-Zeitlin Insurance Agency. Out team understands just how important renters insurance really is, and we can help guide you to the most appropriate policy for the coverage you need.