Why You Should Consider Getting Boat Insurance

Are you a boat owner who is wondering whether you should invest in boat insurance? Boat insurance is a good choice for many reasons. It covers motor boats, jet skis, sailboats, yachts, or other types of personal watercraft if they’re damaged or stolen.

At Bachmann Zeitlin Insurance Agency, we provide a wide range of insurance policies, including renters insurance in Bucks County, as well as property insurance in Bucks County. Along with boat insurance, we also offer life insurance and home insurance.

Boat insurance is a good idea to carry because you never know when your watercraft is going to be either damaged or stolen. At Bachmann-Zeitlin Insurance Agency, we provide boat insurance that can be beneficial in the event of damage, theft or accident. If you’re thinking about investing in boat insurance, we’ve got a few pointers to help you get started.

1. Property coverage

Boat insurance generally helps protect your boat from certain risks. The most common risks include damage after a boat accident. Property coverage will help you cover costs to repair your boat after any damages are incurred. Additionally, property coverage will help cover the costs of replacing your boat in the event that it’s stolen.

2. Liability coverage

Another reason that you might want to consider boat insurance is for the liability coverage. This part of your boat insurance policy is beneficial in the event that your boat causes an accident. It can also be useful for an event that damages someone else’s boat or property.

Liability coverage will also help in the unfortunate event that a boat accident injures another person. Liability coverage will also help cover the expenses that might result from this kind of accident.

3. Medical payments

If you or your passengers are injured in a boat accident, boat insurance will also cover medical payments. As you can imagine, medical expenses can be expensive, but with medical coverage on your boat insurance policy, your hospital bills can be covered, in addition to medications or X-rays.

Even if you don’t anticipate needing boat insurance to cover medical expenses, it’s always a good idea to invest in coverage for those unexpected scenarios. As a boat owner who carries medical payments coverage, you can enjoy those fun days on the water without worrying about how to cover unexpected bills.

Learn more about boat insurance by contacting us at 267-288-5193.